Finance Calculators

Investment Calculator

Calculate the future value of your investments with compound interest and regular contributions

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years

Results

Future Value

$300,850.72

Total Contributions

$130,000.00

Total Interest Earned

$170,850.72

Growth Over Time

Year 1
$16,919.19
Year 2
$24,338.58
Year 3
$32,294.31
Year 4
$40,825.16
Year 5
$49,972.70
Year 6
$59,781.53
Year 7
$70,299.43
Year 8
$81,577.68
Year 9
$93,671.22
Year 10
$106,639.02
Year 11
$120,544.25
Year 12
$135,454.70
Year 13
$151,443.02
Year 14
$168,587.14
Year 15
$186,970.62
Year 16
$206,683.03
Year 17
$227,820.45
Year 18
$250,485.91
Year 19
$274,789.85
Year 20
$300,850.72

Investment Tips

  • •Start investing early to maximize compound growth
  • •Diversify your portfolio to manage risk
  • •Consider low-cost index funds for long-term investing
  • •Reinvest dividends to accelerate growth

How Investment Calculation Works

This calculator uses the compound interest formula to project your investment growth. It accounts for your initial investment, regular monthly contributions, expected annual return, and time horizon. The formula assumes monthly compounding and consistent returns, though actual returns will vary.

Understanding Compound Growth

Compound interest is often called the eighth wonder of the world. When your investments earn returns, those returns also earn returns. Over long periods, this creates exponential growth. The key factors are: starting amount, contribution rate, return rate, and most importantly, time.

Frequently Asked Questions

Compound interest means you earn interest not only on your initial investment but also on previously earned interest. Over time, this creates exponential growth. The more frequently interest compounds, the faster your investment grows.